Texas · Buyer's guide
How to choose a metal roofing contractor in Texas
Texas issues no state roofing license, so vet a roofer on what can be checked: insurance certificates from the insurer, registration with your city where it requires one, references, a written contract, and the state's deductible and claim rules. The same checks apply to the certified installer assigned through Metal Roofing Texas.
Reviewed by Scott Plumptree, Director of Marketing, The Interlock Group · Updated October 7, 2026
License
None at state level
Check insurance, city registration and references.
Deductible
Must be paid by the insured
Business & Commerce Code § 27.02.
Claims
No contractor-adjusters
Insurance Code § 4102.163.
Why vet an installer assigned to your project?
Because the contract is between you and the installer. Metal Roofing Texas supplies the Interlock® roof, certifies independent contractors on it and assigns one to your project; it does not install, hold a contractor license or sign your contract. The installer does, under their own business name. So check them the way you would check any roofer, and expect them to welcome it.
Certified, here, means certified by the manufacturer on the Interlock® system. It is not a state or county license. The toll-free line can tell you which certified installer has been assigned to your project.
Texas has no state roofing license: check what can be checked
Texas does not require a state license for roofers. That makes the other checks matter more: insurance, registration with your city where it requires one, references and a written contract.
Some cities register contractors before they can pull permits. Dallas, for example, takes permit applications from registered contractors and requires a re-roof permit when a large area or the whole roof is replaced. Ask your city what it requires, and check that the business name on the registration matches the name on the proposal.
Get the insurance certificates from the insurer
Ask for proof of commercial general liability insurance and workers' compensation coverage, sent directly from the broker or insurer, with the policy dates on it. A photo of a certificate from last year proves nothing about the week your roof comes off.
Make sure the insured business on the certificate is the same business that signs your contract.
Get the contract in writing
Get everything in writing before you sign: the business's legal name and address, the scope, the exact product and its impact rating, the price and payment schedule, the start window and the workmanship terms. If the job is expected to be paid wholly or partly from a property insurance claim, Texas law (Business & Commerce Code § 27.02) requires the contract to carry a notice in bold type that the insured must pay the deductible.
If insurance is involved, know what a roofer may not do
A contractor may not pay, waive, absorb or rebate your insurance deductible, or otherwise help you avoid paying it, without your insurer's consent; it is a Class B misdemeanor (Business & Commerce Code § 27.02). A contractor also may not act as a public adjuster or advertise to adjust claims for a property they work on or may work on (Insurance Code § 4102.163).
Metal Roofing Texas plays no part in insurance claims, and a roofer who offers to manage one for you is telling you how they operate. Coverage questions are between you and your carrier.
Read the warranty as if the exclusions are the document
Ask four things: does the coverage reduce over time? Is there a wind figure written down, tied to installation to the manufacturer's specification? Does it transfer to the next owner, and on what terms? What is excluded? Then ask who issues it.
On an Interlock® roof the material warranty is issued by Interlock Roofing: the Guardian Lifetime Limited Material Warranty, which excludes workmanship and ice damming among other things. Workmanship terms come from the installer, in writing; there is no separate Interlock workmanship warranty, so read the installer's terms before you sign.
Ask what the fasteners look like, and who made the panels
Exposed gasketed screws through the weather surface are a leak point once the gaskets age. Concealed-fastener, mechanically interlocked panels keep the fasteners out of the weather and leave no edge for wind to get under.
Ask any roofer for the manufacturer by name and its published code evaluation. In Texas, where your city issues permits, its building department checks the manufacturer's code evaluation: ICC-ES ESR-1790 evaluates the Interlock® shingle, slate, shake and tile panels under the International Building and Residential Codes. In the 14 first-tier coastal counties and part of Harris County, TWIA windstorm coverage requires a certificate of compliance (WPI-8) from the Texas Department of Insurance's windstorm inspection program for roof work done since January 1, 1988, so the installer confirms what applies at your address before anything is signed.
Get references, and approvals before the contract
Ask for two or three recent roofs the installer has done nearby and call the homeowners. If you live under an HOA or in a historic district, get the board's or commission's decision in writing before anyone signs; the installer should give you the profile, color, specification sheets and warranty the board asks for.
In Texas, Property Code § 202.011 stops a property owners' association from prohibiting shingles designed primarily to be wind and hail resistant, if they resemble the shingles authorized in the subdivision, are more durable and of equal or superior quality, and match the surrounding properties.
Questions, answered
Do roofers need a license in Texas?
No. Texas issues no state roofing license, so no roofer can show you one. Ask for insurance certificates sent from the insurer, the contractor's registration with your city where it requires one, and references. Certified, here, means certified by the manufacturer on the Interlock® system.
How do I check a Texas roofer?
Get the insurance certificates directly from the insurer, ask your city whether contractors must register before pulling a roofing permit and check the registration, call two or three recent customers, and make sure the business name matches on every document. Metal Roofing Texas holds no contractor license or registration; those are the assigned installer's.
Can a roofer pay my insurance deductible in Texas?
No. Texas Business & Commerce Code § 27.02 makes it an offense for a seller of goods or services to pay, waive, absorb or rebate your deductible, or otherwise help you avoid paying it, on work paid from an insurance claim without the insurer's consent. A roofer who offers to is telling you how they operate.
Can a roofer negotiate my insurance claim?
No. Under Insurance Code § 4102.163, a contractor may not act as a public adjuster or advertise to adjust claims for a property they work on or may work on. Coverage questions are between you and your carrier.
What is the difference between an installer and a certified installer?
A certified Interlock installer has been certified by the manufacturer on the Interlock® system. Metal Roofing Texas assigns one to each project. Certification is the manufacturer's, not the state's, and it does not replace the license, insurance and contract checks on this page.
Should I get more than one quote?
You can, and compare them like for like. A cheaper quote with exposed fasteners and a prorated warranty is not the same roof at a lower price. Compare the system, the warranty terms, the license or registration and the insurance, then the price.
Sources
- The Dallas Morning News (May 28, 2024): Texas doesn't require licenses for roofers or builders
- City of Dallas, Development Services: single-family repair permits (re-roof permits, registered contractors)
- Texas Business & Commerce Code § 27.02: insurance deductibles (text via Public.Law)
- Texas Insurance Code § 4102.163: contractors may not act as public adjusters (text via Public.Law)
- Texas Property Code § 202.011: property owners' associations and roofing materials (text via Public.Law)
- Texas Windstorm Insurance Association: overview (coverage area and certificates of compliance)
- UL 2218 Class 4 impact rating, Intertek listing for Delta Building Products (PDF)
- Guardian Lifetime Limited Material Warranty (full document, PDF)
Product specifications are the manufacturer's (Interlock Roofing). Laws, codes and statistics are as published by the source cited. Reviewed by Scott Plumptree, October 7, 2026.
Request a quote, then vet the installer.
Metal Roofing Texas supplies the roof and assigns a certified Interlock installer for your part of Texas, who visits, measures and gives you a written proposal. Texas issues no state roofing license, so ask the installer for their certificate of insurance and their city registration where your city requires one.
